What To Do After a Car Accident in Riverview, FL? 2024

Car collisions are inherently chaotic, and knowing what to do after a car accident in Riverview, FL, isn’t always clear. One way you can prepare for potential unexpected accidents is by being aware of the proper steps to take following a car collision. Following these guidelines can ensure that you comply with state laws that mandate reporting in certain circumstances. Knowing what to do after a car crash can also strengthen your claim for compensation.

Immediate Actions at the Scene

Work crews recently found the body of a deceased driver in his Miata off a highway in Riverview in the most recent reminder of how deadly and dangerous driving can be. Your first priority following a car collision should be your safety and the safety of those around you.

If there is any possibility that someone was injured, call 911 and tell the dispatcher where the accident occurred, how many cars were involved, and how many people may be injured. This information will help them send the proper number of ambulances and EMS personnel.

While waiting for law enforcement to arrive, gather as much information as possible if you can safely do so. Document the scene with photos or videos, including the vehicles involved, property damage, and any visible injuries. Exchange information with the other party, including names, contact details, driver’s license numbers, and insurance information.

Reporting the Accident

Florida law requires drivers to report accidents involving injury, death, or substantial property damage to local law enforcement. Failing to do so can have legal consequences. If law enforcement does not respond, you can still complete a self-report online.

This report can be downloaded from the Florida Highway Safety and Motor Vehicles (FHSMV) website and must be submitted to the address specified on the form. If you need the other party’s insurance information, Florida law permits the release of such information only to involved parties, their attorneys, or representatives of their insurers.

In Florida, you typically have 14 days from the date of the accident to report an injury to your insurance company if you intend to use your Personal Injury Protection (PIP) benefits. This is crucial for ensuring that you can receive medical treatment and benefits for injuries sustained in the accident.

Additionally, it’s advisable to report the accident to your insurance provider as soon as possible to start the claims process and avoid any potential issues with coverage. Always keep records of your communications and documentation related to the accident to support your claim effectively.

Seeking Medical Attention

Even if you believe you feel fine, it is important to seek medication attention following a car collision. Injuries may not be completely apparent. Prompt medical attention ensures that potential injuries are treated early and diagnosed properly.

Documenting your medical visits and treatments can also provide essential evidence if you decide to pursue legal action later. Keep all records and bills related to your treatment, as they may be necessary for your insurance claim or lawsuit. This includes documenting the time and distance traveled to and from any medical appointments, along with receipts if you used rideshare or other public transportation.

Understanding Insurance Requirements

Florida requires all drivers of motor vehicles to maintain certain levels of insurance coverage. Under state law, motor vehicle owners must maintain minimum liability coverage of $10,000 for bodily injury per person, $20,000 per crash, and $10,000 for property damage per crash. Failure to maintain automobile insurance can result in the loss of driving privileges and other penalties.

For accidents involving only property damage, the at-fault driver must still have a minimum coverage of $10,000 for property damage liability and personal injury protection (PIP). For anyone caught up in a car accident, insurance coverage can provide an important source of compensation.

Pursuing Legal Action

If you’ve been injured or suffered significant damages in a car accident, pursuing legal action may be necessary to recover compensation. Filing a civil lawsuit against the at-fault party allows you to seek compensation for medical expenses, lost wages, property damage, and other losses resulting from the accident. This legal process holds the responsible party accountable and helps you recover financially.

In Florida, if a court issues a judgment in your favor, the at-fault driver may face consequences, such as license suspension, until they comply with legal requirements. Working with an experienced attorney can help you navigate the complexities of the legal system and ensure you take the proper steps to secure the compensation you deserve.

FAQs

What Am I Entitled to After a Car Accident in Florida?

You are entitled to fair compensation following a car accident in Florida. Your insurance company is responsible for paying you for bodily injury and medical expenses. Having legal representation can help you negotiate a fair settlement with your insurance company. Under certain circumstances, you may be eligible to file a personal injury claim against the other driver.

Do I Need a Lawyer After a Car Accident in Florida?

Whether you need a lawyer after a car accident in Florida depends on several factors. If your accident involves significant injuries, property damage, or disputes about fault, consulting an attorney can be beneficial. Car accident claims can become complicated, especially when dealing with insurance companies. A lawyer can navigate the legal intricacies and help ensure you receive fair compensation.

When Do I Need to Call 911 After an Accident in Florida?

In Florida, you are required to call 911 if there are injuries, fatalities, or significant property damage. Additionally, contact authorities if the accident involves a hit-and-run or if the other driver is under the influence. Prompt reporting ensures proper documentation and assistance. Police records can aid you when seeking compensation following a collision. A police report can be a valuable piece of evidence in future claims.

Does Your Insurance Go Up After an Accident in Florida?

If you are not at fault for causing an accident, your insurance rates should not go up. If you are at fault for causing the collision, your monthly rates will likely go up. Insurance carriers actively evaluate the risk level of policyholders to assess whether they are a financial liability. Hiring legal counsel following a car collision can ensure that you are not wrongly accused of causing a collision.

Schedule Your Riverside Car Accident Consultation Today

Navigating the aftermath of a car accident in Florida requires prompt action and knowledge of the law. By prioritizing safety, reporting the incident, understanding insurance requirements, and considering legal action, you can effectively manage the situation and protect your interests. A car collision can cause significant financial strain for you and your loved ones.

If someone else’s negligence or misconduct caused the collision, you have the right to pursue compensation by hiring a personal injury law attorney who can review your case and demand that the at-fault party pay you fairly for your injury and financial losses. The Frank Santini Law Firm has helped many satisfied clients receive the compensation they are owed, and we can do the same for you. To schedule your consultation, contact our office today.